Just Met with my financial planner

If you're like me your wondering if you should add to your SEP account by April 15th to avoid paying as much in taxes as possible. With the stock market falling daily it's scary and sometimes leads to confusion. I sat down with my financial planner to discuss my options and thought I'd share some excellent points he made. He showed me a chart of the last 10 years and believe it or not there have been three times the stock market has fallen to it's current 7500 level. I was shown two more graphs showing what would have happened with a $100,000 investment in 1987 (8/25) right before the crash if an invester liquidated his assets & placed them in a CD (until June 30,2008) he would have $185,999; If he would have waited until after the crash and waited until assets reached $100,000 then placed it in a CD he would have gained $265,329 BUT if he stayed invested in the market the entire time his gain would have been $541,894!!!! I have read may financial books and listened to many tapes on the subject and they all say the same thing, stay invested, don't panic. With all the negative news, unemployment rising and a stimulus package that seems outrageous one can begin to waiver. I was glad I took the time to sit down with my planner and left reassured and convinced that NOW is the time to invest not only in Real Estate but in our own retirement accounts. Things will get better- always have- always will.